{"id":931461,"date":"2026-09-02T22:22:28","date_gmt":"2026-09-03T03:22:28","guid":{"rendered":"https:\/\/newsycanuse.com\/index.php\/2026\/09\/02\/razorpay-indusind-bank-launch-ai-account-manager-on-whatsapp-for-businesses\/"},"modified":"2026-09-02T22:22:28","modified_gmt":"2026-09-03T03:22:28","slug":"razorpay-indusind-bank-launch-ai-account-manager-on-whatsapp-for-businesses","status":"publish","type":"post","link":"https:\/\/newsycanuse.com\/index.php\/2026\/09\/02\/razorpay-indusind-bank-launch-ai-account-manager-on-whatsapp-for-businesses\/","title":{"rendered":"Razorpay, IndusInd Bank launch AI account manager on WhatsApp for businesses"},"content":{"rendered":"<div id=\"article-list-19982203\" data-index=\"0\">\n<section>\n<article id=\"art-entry-wrap\">\n<p><h2>Razorpay launches RAY, an AI-powered WhatsApp account manager with IndusInd Bank. Businesses can access payment info, support, and actions via messages.<\/h2>\n<\/p>\n<div>\n<p><span>By <a id=\"photo-author-click-7621\" title=\"Anshul\" href=\"https:\/\/www.cnbctv18.com\/author\/anshul-7621\/\" target=\"_blank\"><span>  Anshul <\/span><\/a>\u00a0<a title=\"anshul91_m\" href=\"https:\/\/x.com\/anshul91_m\" rel=\"noreferrer\" target=\"_blank\"><svg viewBox=\"0 0 1200 1227\" width=\"14\" height=\"14\"><path d=\"M714.163 519.284L1160.89 0H1055.03L667.137 450.887L357.328 0H0L468.492 681.821L0 1226.37H105.866L515.491 750.218L842.672 1226.37H1200L714.137 519.284H714.163ZM569.165 687.828L521.697 619.934L144.011 79.6944H306.615L611.412 515.685L658.88 583.579L1055.08 1150.3H892.476L569.165 687.854V687.828Z\" fill=\"#000\" \/><g clip-path=\"url(#clip0_2108_609)\"><path d=\"M11.4751 4.16246C10.9051 4.16237 10.3578 4.38606 9.95107 4.78539C9.5443 5.18472 9.31055 5.72778 9.30014 6.29771L9.27914 7.47896C9.27791 7.54239 9.26328 7.60483 9.23622 7.66221C9.20916 7.71958 9.17028 7.77058 9.12212 7.81187C9.07396 7.85316 9.01762 7.8838 8.95678 7.90178C8.89595 7.91977 8.832 7.92468 8.76914 7.91621L7.59839 7.75721C6.05789 7.54721 4.58189 6.83771 3.16589 5.65796C2.71739 8.14046 3.59339 9.86021 5.70314 11.187L7.01339 12.0105C7.07564 12.0496 7.12736 12.1034 7.16402 12.1671C7.20068 12.2308 7.22117 12.3026 7.22368 12.3761C7.2262 12.4496 7.21067 12.5225 7.17846 12.5886C7.14624 12.6547 7.09832 12.7119 7.03889 12.7552L5.84489 13.6275C6.55514 13.6717 7.22939 13.6402 7.78889 13.5292C11.3274 12.8227 13.6801 10.1602 13.6801 5.76821C13.6801 5.40971 12.9211 4.16246 11.4751 4.16246ZM7.80014 6.26996C7.81323 5.547 8.0393 4.84397 8.45006 4.24888C8.86081 3.65379 9.43799 3.1931 10.1093 2.92449C10.7807 2.65587 11.5163 2.59127 12.2242 2.73877C12.9321 2.88628 13.5807 3.23932 14.0889 3.75371C14.6221 3.74996 15.0759 3.88496 16.0906 3.26996C15.8394 4.49996 15.7156 5.03396 15.1801 5.76821C15.1801 11.4997 11.6574 14.2867 8.08289 15C5.63189 15.489 2.06789 14.6857 1.04639 13.6192C1.56689 13.5787 3.68189 13.3515 4.90439 12.4567C3.87014 11.775 -0.246613 9.35246 2.45864 2.83946C3.72839 4.32221 5.01614 5.33171 6.32114 5.86721C7.18964 6.22346 7.40264 6.21596 7.80089 6.27071L7.80014 6.26996Z\" fill=\"#1D9BF0\" \/><\/g><defs><clipPath id=\"clip0_2108_609\"><rect width=\"18\" height=\"18\" fill=\"white\" \/><\/clipPath><\/defs><\/svg>\u00a0<\/a><span>September 2, 2026, 12:21:41 PM IST (Updated)<\/span><\/span><\/p>\n<\/div>\n<div>\n<p><span><\/span><span>2 Min Read<\/span><\/p>\n<p><img fetchpriority=\"high\" alt=\"Razorpay, IndusInd Bank launch AI account manager on WhatsApp for businesses\" title=\"Razorpay, IndusInd Bank launch AI account manager on WhatsApp for businesses\" loading=\"eager\" width=\"640\" height=\"360\" decoding=\"async\" data-nimg=\"1\" src=\"https:\/\/images.cnbctv18.com\/uploads\/2026\/09\/image-2026-09-4e238249313c5c81fa63562c0ffeb412.jpg?impolicy=website&#038;width=640&#038;height=360\"><\/p>\n<div>\n<div data-article-id=\"19982203\">\n<p>Razorpay on Wednesday (September 2) launched an AI-powered account manager on WhatsApp that allows businesses to access payment information, seek support and carry out certain payment-related actions through messages or voice notes.<\/p>\n<p>Called RAY, the service has been launched in partnership with <a href=\"https:\/\/www.cnbctv18.com\/market\/stocks\/indusind-bank-ltd-share-price\/IIB\/\" target=\"_blank\" rel=\"noopener\">IndusInd Bank.<\/a><\/p>\n<p>Bajaj Finance is among the first businesses to go live with the service, Razorpay said.<\/p>\n<p>Businesses can ask RAY for information such as payment summaries and transaction analysis. The AI assistant can also perform certain actions, including generating payment links and initiating refunds, without requiring users to access Razorpay&#8217;s dashboard.<\/p>\n<p>Razorpay said businesses can also use RAY to check settlement-related information and receive alerts on payment-related issues. For example, the assistant can flag an upcoming settlement that falls around a bank holiday and offer an option to settle it earlier.<\/p>\n<p>The company said RAY has handled more than 20,000 conversations with businesses so far. It did not disclose the number of businesses using the service.<\/p>\n<p>Razorpay said RAY is built on its AI agent platform, which allows a single AI agent to access different capabilities covering payments, settlements, refunds and support. The company said its system evaluates responses in real time to reduce incorrect or hallucinated responses.<\/p>\n<p>The launch expands RAY from an AI-based information and support tool into an agent that can also initiate actions on behalf of businesses. The company said the service is available to businesses of different sizes through WhatsApp.<\/p>\n<p>IndusInd Bank is the banking partner for the service, while Razorpay provides the payments and technology platform.<\/p>\n<\/div>\n<div>\n<p>First Published:\u00a0<\/p>\n<p>Sept 2, 2026 12:13 PM<\/p>\n<p> IST<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<p><a id=\"breadcrumb_click_home\" title=\"home\" href=\"https:\/\/www.cnbctv18.com\/\">Home<\/a><span><\/span><a id=\"breadcrumb_click_0\" title=\"Personal Finance News\" href=\"https:\/\/www.cnbctv18.com\/personal-finance\/\">Personal Finance News<\/a><span><\/span><span>Razorpay, IndusInd Bank launch AI account manager on WhatsApp for businesses<\/span><\/p>\n<\/div>\n<p><a href=\"https:\/\/www.cnbctv18.com\/personal-finance\/razorpay-indusind-bank-ai-account-manager-whatsapp-for-businesses-19982203.htm\" class=\"button purchase\" rel=\"nofollow noopener\" target=\"_blank\">Read More<\/a><br \/>\n Anshul<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Razorpay launches RAY, an AI-powered WhatsApp account manager with IndusInd Bank. Businesses can access payment info, support, and actions via messages. By Anshul \u00a0 \u00a0 September 2, 2026, 12:21:41 PM IST (Updated) 2 Min Read Razorpay on Wednesday (September 2) launched an AI-powered account manager on WhatsApp that allows businesses to access payment information, seek<\/p>\n","protected":false},"author":1,"featured_media":931462,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[152149,152148],"tags":[],"class_list":["post-931461","post","type-post","status-publish","format-standard","has-post-thumbnail","category-indusind","category-razorpay"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/931461","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/comments?post=931461"}],"version-history":[{"count":0,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/931461\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media\/931462"}],"wp:attachment":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media?parent=931461"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/categories?post=931461"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/tags?post=931461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}