{"id":902861,"date":"2026-05-02T04:13:01","date_gmt":"2026-05-02T09:13:01","guid":{"rendered":"https:\/\/newsycanuse.com\/index.php\/2026\/05\/02\/everything-brad-garlinghouse-said-at-xrp-las-vegas-his-best-ripple-and-xrp-quotes\/"},"modified":"2026-05-02T04:13:01","modified_gmt":"2026-05-02T09:13:01","slug":"everything-brad-garlinghouse-said-at-xrp-las-vegas-his-best-ripple-and-xrp-quotes","status":"publish","type":"post","link":"https:\/\/newsycanuse.com\/index.php\/2026\/05\/02\/everything-brad-garlinghouse-said-at-xrp-las-vegas-his-best-ripple-and-xrp-quotes\/","title":{"rendered":"Everything Brad Garlinghouse Said at XRP Las Vegas: His Best Ripple and XRP Quotes"},"content":{"rendered":"<div role=\"main\" id=\"main-content-row\">\n<article id=\"the-post\" data-post-url=\"https:\/\/coinpedia.org\/news\/everything-brad-garlinghouse-said-at-xrp-las-vegas-his-best-ripple-and-xrp-quotes\/\" data-post-title=\"Everything Brad Garlinghouse Said at XRP Las Vegas: His Best Ripple and XRP Quotes\" data-post-edit=\"https:\/\/coinpedia.org\/wp-admin\/post.php?post=561007&#038;action=edit\">\n<div>\n<figure><img onerror=\"this.onerror=null;this.removeAttribute('srcset');this.removeAttribute('sizes');this.removeAttribute('srcset');this.removeAttribute('data-sizes');this.src='https:\/\/image.coinpedia.org\/wp-content\/uploads\/2025\/05\/31122324\/crypto-news.webp';\" width=\"1200\" height=\"628\" alt=\"Brad Garlinghouse Says Ripple Is Going After SWIFT, Argues XRP Is an Internet Moment for Money\" data-main-img=\"1\" decoding=\"async\" fetchpriority=\"high\"   data-old-src=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201200%20628'%3E%3C\/svg%3E\" data-lazy-srcset=\"https:\/\/image.coinpedia.org\/wp-content\/uploads\/2026\/04\/14163339\/Brad-Garlinghouse-Says-Ripple-Is-Going-After-SWIFT-Argues-XRP-Is-an-Internet-Moment-for-Money-1.webp 1200w, https:\/\/image.coinpedia.org\/wp-content\/uploads\/2026\/04\/14163339\/Brad-Garlinghouse-Says-Ripple-Is-Going-After-SWIFT-Argues-XRP-Is-an-Internet-Moment-for-Money-1-300x157.webp 300w, https:\/\/image.coinpedia.org\/wp-content\/uploads\/2026\/04\/14163339\/Brad-Garlinghouse-Says-Ripple-Is-Going-After-SWIFT-Argues-XRP-Is-an-Internet-Moment-for-Money-1-1024x536.webp 1024w, https:\/\/image.coinpedia.org\/wp-content\/uploads\/2026\/04\/14163339\/Brad-Garlinghouse-Says-Ripple-Is-Going-After-SWIFT-Argues-XRP-Is-an-Internet-Moment-for-Money-1-768x402.webp 768w\" data-lazy-src=\"https:\/\/image.coinpedia.org\/wp-content\/uploads\/2026\/04\/14163339\/Brad-Garlinghouse-Says-Ripple-Is-Going-After-SWIFT-Argues-XRP-Is-an-Internet-Moment-for-Money-1.webp\"><\/figure>\n<\/div>\n<div>\n<p>Brad Garlinghouse took the stage at XRP Las Vegas for the fourth year running and did not waste time on pleasantries. Over roughly 22 minutes he covered Ripple\u2019s commitment to XRP, the Clarity Act\u2019s shrinking window, the OCC trust charter, a Fed master account ambition, Ripple\u2019s IPO timeline, and a pointed dig at a competitor doing its conference down the street. Here is everything that mattered.<\/p>\n<p><strong>On Ripple\u2019s Commitment to XRP<\/strong><\/p>\n<p>\u201cI always thought it was kind of funny and strange that people questioned Ripple\u2019s commitment to XRP. Today, Ripple is still the largest holder of XRP on the planet. We are the most interested party in seeing XRP be successful. We will continue to be the most interested party.\u201d<\/p>\n<p><strong>On the Clarity Act and Its Deadline<\/strong><\/p>\n<p>This was the most urgent part of the conversation. Garlinghouse was direct: the window is closing.<\/p>\n<p>\u201cWe were on the finish line three months ago in late January. We were on the finish line.\u201d He pointed to Coinbase\u2019s decision to pause negotiations as the moment that created a vacuum in Washington filled with new objections, including housing policy concerns from a Republican senator with no obvious connection to crypto.<\/p>\n<p>His timeline: \u201cIf it doesn\u2019t get out of committee by the end of the third week in May, I think we\u2019re in real trouble. If it gets out of committee, we\u2019re good, because it will pass the Senate if it gets out.\u201d<\/p>\n<p>He added that even if the Clarity Act fails, XRP itself has legal clarity that others do not. \u201cAn independent federal judge was clear. XRP in and of itself is not a security. Boom. We have clarity. That\u2019s what we care about.\u201d<\/p>\n<p><strong>On the OCC Trust Charter and Fed Master Account<\/strong><\/p>\n<p>Ripple received conditional approval for an OCC trust charter in December and Garlinghouse confirmed the conditions are all within Ripple\u2019s control to meet. He described the company\u2019s regulatory posture as wanting to be \u201cthe most white hat around stablecoins as possible\u201d given its institutional customer base.<\/p>\n<p>On the Federal Reserve master account, he was deliberately cagey but revealing. \u201cThe Fed master account is very much on our radar.\u201d When pressed on whether it would be enough for Ripple\u2019s ambitions, he said plainly: \u201cI\u2019m going to dodge that question. I\u2019m transparent that I\u2019m dodging.\u201d<\/p>\n<p><strong>On Ripple\u2019s IPO<\/strong><\/p>\n<p>No rush, no timeline. Garlinghouse noted that recent crypto IPOs including Gemini and GitGo have not performed well, and that Kraken has delayed its own listing. \u201cWe\u2019re just not in a big hurry to go down that path.\u201d He added with a grin that being private has its advantages, including being able to speak freely on stage without a call from the legal team reminding him what he cannot say.<\/p>\n<p><strong>On the XRP Ledger\u2019s Strengths and Limits<\/strong><\/p>\n<p>Garlinghouse was candid about what the XRP Ledger is and is not designed for. \u201cIt is going to be a multi-chain world. The XRP Ledger is exceptionally good at some things and not good at some other things. And that\u2019s okay.\u201d He pointed to bond settlement as an area ripe for disruption, describing the current system as \u201cslow, arcane, and absurd to think about in the world of the internet.\u201d<\/p>\n<p><strong>On Crypto Becoming Partisan<\/strong><\/p>\n<p>\u201cThe fact that technology became partisan is just madness. It\u2019s crazy to me. It\u2019s almost like saying email is a partisan issue. If you hate email because you\u2019re a Democrat and like it because you\u2019re a Republican, it makes no sense.\u201d<\/p>\n<\/div>\n<section>\n<div>\n<h3>Was this writing helpful?<\/h3>\n<ul data-post-id=\"561007\">\n<li> <\/li>\n<li> <\/li>\n<\/ul>\n<\/div>\n<p>Story Ends Here<\/p>\n<div>\n<h3>Trust with CoinPedia:<\/h3>\n<p>CoinPedia has been delivering accurate and timely cryptocurrency and blockchain updates since 2017. All content is created by our expert panel of analysts and journalists, following strict Editorial Guidelines based on E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Every article is fact-checked against reputable sources to ensure accuracy, transparency, and reliability. Our review policy guarantees unbiased evaluations when recommending exchanges, platforms, or tools. We strive to provide timely updates about everything crypto &#038; blockchain, right from startups to industry majors.<\/p>\n<h3>Investment Disclaimer:<\/h3>\n<p>All opinions and insights shared represent the author&#8217;s own views on current market conditions. Please do your own research before making investment decisions. Neither the writer nor the publication assumes responsibility for your financial choices.<\/p>\n<h3>Sponsored and Advertisements:<\/h3>\n<p>Sponsored content and affiliate links may appear on our site. Advertisements are marked clearly, and our editorial content remains entirely independent from our ad partners.<\/p>\n<\/div>\n<p>Read the Next News<\/p>\n<\/section>\n<\/div>\n<p><a href=\"https:\/\/coinpedia.org\/news\/everything-brad-garlinghouse-said-at-xrp-las-vegas-his-best-ripple-and-xrp-quotes\/\" class=\"button purchase\" rel=\"nofollow noopener\" target=\"_blank\">Read More<\/a><br \/>\n \ufeffAnjali Belgaumkar<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Brad Garlinghouse took the stage at XRP Las Vegas for the fourth year running and did not waste time on pleasantries. Over roughly 22 minutes he covered Ripple\u2019s commitment to XRP, the Clarity Act\u2019s shrinking window, the OCC trust charter, a Fed master account ambition, Ripple\u2019s IPO timeline, and a pointed dig at a competitor<\/p>\n","protected":false},"author":1,"featured_media":902862,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1272,55995],"tags":[],"class_list":{"0":"post-902861","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-everything","8":"category-garlinghouse"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/902861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/comments?post=902861"}],"version-history":[{"count":0,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/902861\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media\/902862"}],"wp:attachment":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media?parent=902861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/categories?post=902861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/tags?post=902861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}