{"id":901956,"date":"2026-04-28T03:19:10","date_gmt":"2026-04-28T08:19:10","guid":{"rendered":"https:\/\/newsycanuse.com\/index.php\/2026\/04\/28\/stablecoin-payments-to-reach-5-trillion-by-2035-as-85-of-value-comes-from-b2b-use\/"},"modified":"2026-04-28T03:19:10","modified_gmt":"2026-04-28T08:19:10","slug":"stablecoin-payments-to-reach-5-trillion-by-2035-as-85-of-value-comes-from-b2b-use","status":"publish","type":"post","link":"https:\/\/newsycanuse.com\/index.php\/2026\/04\/28\/stablecoin-payments-to-reach-5-trillion-by-2035-as-85-of-value-comes-from-b2b-use\/","title":{"rendered":"Stablecoin Payments to Reach $5 Trillion by 2035 as 85% of Value Comes From B2B Use"},"content":{"rendered":"
\n

A new report by
\nJuniper Research estimates that stablecoin-based B2B payments will reach $5
\ntrillion by 2035, rising from $13.4 billion in 2026.<\/p>\n

Singapore Summit: Meet the largest APAC brokers you know (and those you still don’t!)<\/strong><\/a>.<\/strong><\/em><\/p>\n

The report identifies cross-border business payments as the
\nmain driver of stablecoin adoption. Juniper estimates that 85% of total
\nstablecoin transaction value in 2035 will come from B2B use cases.<\/p>\n

B2B Transactions Drive Growth<\/h2>\n

Companies increasingly use stablecoins for treasury
\noperations, supplier payments<\/span><\/span><\/span> <\/span>, and supply chain settlements. These transactions
\nbenefit from faster processing and continuous availability compared to
\ntraditional banking systems.<\/p>\n

Stablecoins also support other use cases such as
\npeer-to-peer and consumer payments, but their role in corporate finance is
\nexpanding more rapidly. The shift reflects a broader move away from speculative
\ncrypto activity toward practical financial applications.<\/p>\n

Juniper highlights inefficiencies in correspondent banking
\nas a key factor behind this growth. Traditional cross-border payments often
\ninvolve multiple intermediaries, which increase costs and extend settlement
\ntimes.<\/p>\n

Read more: USD Stablecoins on Public Blockchains Are Major AML Concern, BIS Warns<\/a><\/strong><\/p>\n

These transactions typically include correspondent fees,
\nforeign exchange margins, and messaging costs. Settlement can also take several
\ndays, depending on the corridor.<\/p>\n

Pressure on Traditional Payment Rails<\/h2>\n

Indeed, stablecoins offer near real-time settlement on blockchain
\nnetworks and operate around the clock. This reduces transaction costs and
\nimproves speed, particularly for high-value international transfers.
\nDollar-pegged stablecoins also provide a consistent settlement asset across
\nmarkets.<\/p>\n

\n

Jawad Jahan, Source: LinkedIn<\/p>\n<\/figcaption><\/figure>\n

“Stablecoins are not replacing payments infrastructure; they are being adopted where the advantages are most pronounced. Cross-border B2B is where those advantages are greatest, and where we expect the most sustained volume growth over the forecast period. Stablecoin<\/span><\/span><\/span> <\/span> issuers and payment service providers should prioritise enterprise integrations and treasury partnerships to capture the majority of this value,” Research Analyst Jawad Jahan concluded.<\/p>\n

The findings suggest that stablecoins will continue to gain
\ntraction in global finance, especially in areas where traditional systems face
\ncost and efficiency challenges.<\/p>\n

Regulators Step Up USD Stablecoin Scrutiny<\/h2>\n

The forecast comes as global regulators step up scrutiny of
\nlarge dollar stablecoins and their role in the financial system. <\/p>\n

In a recent speech covered by Finance Magnates<\/a>, BIS General
\nManager Pablo Hern\u00e1ndez de Cos warned that major USD stablecoins could have
\n\u201cmaterial consequences\u201d for financial stability if their use grows beyond
\ntoday\u2019s crypto\u2011trading niche, comparing their structure to exchange\u2011traded
\nfunds backed by short\u2011term government debt and bank deposits rather than
\nsimple cash balances. <\/p>\n

He cautioned that, in a period of stress, rapid redemptions
\ncould force issuers to dump Treasuries and pull funding from banks, creating a
\nnew channel for contagion at the heart of key funding markets instead of
\ninsulating them.<\/p>\n

At the same time, policymakers in Asia are opening tightly
\ncontrolled doors to regulated stablecoin activity, underscored by Hong Kong\u2019s
\nfirst licenses for issuers under its new regime. The Hong Kong Monetary
\nAuthority recently approved HSBC and Anchorpoint Financial as the first
\nlicensees, marking the launch phase of a framework that requires fiat\u2011referenced
\nstablecoin issuers to hold a license and comply with rules on reserve backing,
\nredemption rights, governance, and anti\u2011money laundering controls.<\/p>\n<\/div>\n

\n

A new report by
\nJuniper Research estimates that stablecoin-based B2B payments will reach $5
\ntrillion by 2035, rising from $13.4 billion in 2026.<\/p>\n

Singapore Summit: Meet the largest APAC brokers you know (and those you still don’t!)<\/strong><\/a>.<\/strong><\/em><\/p>\n

The report identifies cross-border business payments as the
\nmain driver of stablecoin adoption. Juniper estimates that 85% of total
\nstablecoin transaction value in 2035 will come from B2B use cases.<\/p>\n

B2B Transactions Drive Growth<\/h2>\n

Companies increasingly use stablecoins for treasury
\noperations, supplier payments<\/span><\/span><\/span> <\/span>, and supply chain settlements. These transactions
\nbenefit from faster processing and continuous availability compared to
\ntraditional banking systems.<\/p>\n

Stablecoins also support other use cases such as
\npeer-to-peer and consumer payments, but their role in corporate finance is
\nexpanding more rapidly. The shift reflects a broader move away from speculative
\ncrypto activity toward practical financial applications.<\/p>\n

Juniper highlights inefficiencies in correspondent banking
\nas a key factor behind this growth. Traditional cross-border payments often
\ninvolve multiple intermediaries, which increase costs and extend settlement
\ntimes.<\/p>\n

Read more: USD Stablecoins on Public Blockchains Are Major AML Concern, BIS Warns<\/a><\/strong><\/p>\n

These transactions typically include correspondent fees,
\nforeign exchange margins, and messaging costs. Settlement can also take several
\ndays, depending on the corridor.<\/p>\n

Pressure on Traditional Payment Rails<\/h2>\n

Indeed, stablecoins offer near real-time settlement on blockchain
\nnetworks and operate around the clock. This reduces transaction costs and
\nimproves speed, particularly for high-value international transfers.
\nDollar-pegged stablecoins also provide a consistent settlement asset across
\nmarkets.<\/p>\n

\n

Jawad Jahan, Source: LinkedIn<\/p>\n<\/figcaption><\/figure>\n

“Stablecoins are not replacing payments infrastructure; they are being adopted where the advantages are most pronounced. Cross-border B2B is where those advantages are greatest, and where we expect the most sustained volume growth over the forecast period. Stablecoin<\/span><\/span><\/span> <\/span> issuers and payment service providers should prioritise enterprise integrations and treasury partnerships to capture the majority of this value,” Research Analyst Jawad Jahan concluded.<\/p>\n

The findings suggest that stablecoins will continue to gain
\ntraction in global finance, especially in areas where traditional systems face
\ncost and efficiency challenges.<\/p>\n

Regulators Step Up USD Stablecoin Scrutiny<\/h2>\n

The forecast comes as global regulators step up scrutiny of
\nlarge dollar stablecoins and their role in the financial system. <\/p>\n

In a recent speech covered by Finance Magnates<\/a>, BIS General
\nManager Pablo Hern\u00e1ndez de Cos warned that major USD stablecoins could have
\n\u201cmaterial consequences\u201d for financial stability if their use grows beyond
\ntoday\u2019s crypto\u2011trading niche, comparing their structure to exchange\u2011traded
\nfunds backed by short\u2011term government debt and bank deposits rather than
\nsimple cash balances. <\/p>\n

He cautioned that, in a period of stress, rapid redemptions
\ncould force issuers to dump Treasuries and pull funding from banks, creating a
\nnew channel for contagion at the heart of key funding markets instead of
\ninsulating them.<\/p>\n

At the same time, policymakers in Asia are opening tightly
\ncontrolled doors to regulated stablecoin activity, underscored by Hong Kong\u2019s
\nfirst licenses for issuers under its new regime. The Hong Kong Monetary
\nAuthority recently approved HSBC and Anchorpoint Financial as the first
\nlicensees, marking the launch phase of a framework that requires fiat\u2011referenced
\nstablecoin issuers to hold a license and comply with rules on reserve backing,
\nredemption rights, governance, and anti\u2011money laundering controls.<\/p>\n<\/div>\n

Read More<\/a>
\n Jared Kirui<\/p>\n","protected":false},"excerpt":{"rendered":"

A new report by Juniper Research estimates that stablecoin-based B2B payments will reach $5 trillion by 2035, rising from $13.4 billion in 2026. Singapore Summit: Meet the largest APAC brokers you know (and those you still don’t!) . The report identifies cross-border business payments as the main driver of stablecoin adoption. Juniper estimates that 85%<\/p>\n","protected":false},"author":1,"featured_media":901957,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4857,23460],"tags":[],"class_list":["post-901956","post","type-post","status-publish","format-standard","has-post-thumbnail","category-payments","category-stablecoin"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/901956","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/comments?post=901956"}],"version-history":[{"count":0,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/901956\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media\/901957"}],"wp:attachment":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media?parent=901956"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/categories?post=901956"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/tags?post=901956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}