{"id":901640,"date":"2026-04-26T02:50:53","date_gmt":"2026-04-26T07:50:53","guid":{"rendered":"https:\/\/newsycanuse.com\/index.php\/2026\/04\/26\/ecobank-posts-801-million-pre-tax-profit-as-2025-revenue-jumps-17\/"},"modified":"2026-04-26T02:50:53","modified_gmt":"2026-04-26T07:50:53","slug":"ecobank-posts-801-million-pre-tax-profit-as-2025-revenue-jumps-17","status":"publish","type":"post","link":"https:\/\/newsycanuse.com\/index.php\/2026\/04\/26\/ecobank-posts-801-million-pre-tax-profit-as-2025-revenue-jumps-17\/","title":{"rendered":"Ecobank Posts $801 Million Pre-Tax Profit as 2025 Revenue Jumps 17%"},"content":{"rendered":"<div>\n<p><a href=\"https:\/\/techmoran.com\/wp-content\/uploads\/2013\/10\/ecobank-logo.jpg\" data-caption><img loading=\"lazy\" decoding=\"async\" width=\"696\" height=\"303\" src=\"https:\/\/techmoran.com\/wp-content\/uploads\/2013\/10\/ecobank-logo.jpg\"   alt title=\"ecobank-logo\"><\/a><\/p>\n<p>Pan-African lender Ecobank Group reported a 21% rise in profit before tax to $801 million for the year ended December 31, 2025, driven by strong growth across its corporate, investment, and consumer banking businesses.<\/p>\n<p>Net revenues climbed 17% to $2.45 billion, supported by higher client activity, increased trade volumes, and expansion in payments and lending, the bank said on Tuesday.<\/p>\n<p>Corporate and Investment Banking led the performance, with profit before tax surging 40% to $697 million, buoyed by trade finance, cash management and capital markets activity. Consumer and Commercial Banking also posted solid gains, with profit before tax up 27% to $480 million on stronger lending and deposit mobilisation.<\/p>\n<p>Customer deposits rose by $4.9 billion to $25.3 billion, while loans increased to $12.8 billion, reflecting growth in trade finance and digitally enabled lending.<\/p>\n<p>Ecobank said its cost-to-income ratio improved to a record 48.3% from 52.8% a year earlier, as revenue growth outpaced expenses. Return on tangible equity stood at 27.8%.<\/p>\n<p>Regionally, Central, Eastern and Southern Africa was the fastest-growing segment, while West Africa remained a key profit driver.<\/p>\n<p>Asset quality weakened during the year, with higher non-performing loans in Nigeria linked to legacy exposures and the end of regulatory forbearance. The bank increased its expected credit loss reserves to 7.8% of gross loans from 5.7%.<\/p>\n<p>The group\u2019s capital adequacy ratio remained strong at 16.7%, above regulatory requirements.<\/p>\n<p>Ecobank\u2019s board recommended a dividend payout of $40 million, or 0.16 U.S. cents per share, subject to shareholder approval.<\/p>\n<p>Chief Executive Jeremy Awori said the results reflect continued execution of the bank\u2019s Growth, Transformation and Returns strategy, alongside investments in digital channels and customer experience.<\/p>\n<\/p><\/div>\n<p> Ronald Bwire <br \/><a href=\"https:\/\/techmoran.com\/2026\/04\/14\/ecobank-posts-801-million-pre-tax-profit-as-2025-revenue-jumps-17\/\" class=\"button purchase\" rel=\"nofollow noopener\" target=\"_blank\">Read More<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pan-African lender Ecobank Group reported a 21% rise in profit before tax to $801 million for the year ended December 31, 2025, driven by strong growth across its corporate, investment, and consumer banking businesses. Net revenues climbed 17% to $2.45 billion, supported by higher client activity, increased trade volumes, and expansion in payments and lending<\/p>\n","protected":false},"author":1,"featured_media":901641,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[97802,1605],"tags":[130201,12273],"class_list":{"0":"post-901640","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ecobank","8":"category-posts","9":"tag-ecobank","10":"tag-posts"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/901640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/comments?post=901640"}],"version-history":[{"count":0,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/901640\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media\/901641"}],"wp:attachment":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media?parent=901640"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/categories?post=901640"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/tags?post=901640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}