{"id":887226,"date":"2026-01-23T21:13:39","date_gmt":"2026-01-24T03:13:39","guid":{"rendered":"https:\/\/newsycanuse.com\/index.php\/2026\/01\/23\/crypto-firm-partners-with-visa-to-enable-near-real-time-crypto-to-fiat-off-ramping\/"},"modified":"2026-01-23T21:13:39","modified_gmt":"2026-01-24T03:13:39","slug":"crypto-firm-partners-with-visa-to-enable-near-real-time-crypto-to-fiat-off-ramping","status":"publish","type":"post","link":"https:\/\/newsycanuse.com\/index.php\/2026\/01\/23\/crypto-firm-partners-with-visa-to-enable-near-real-time-crypto-to-fiat-off-ramping\/","title":{"rendered":"Crypto Firm Partners With Visa to Enable Near Real-Time Crypto-to-Fiat Off-Ramping"},"content":{"rendered":"<div>\n<div>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/2025\/04\/23090551\/ayan-150x150.jpg\" alt>\n                    <\/p>\n<p>Crypto Journalist<\/p>\n<div>\n<p>Amin Ayan<\/p>\n<div>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/2025\/04\/23090551\/ayan-150x150.jpg\" alt>\n                <\/p>\n<div>\n<div>\n<p>Crypto Journalist<\/p>\n<p><span>Amin Ayan<\/span><span class><img decoding=\"async\" src=\"https:\/\/cryptonews.com\/wp-content\/themes\/cryptonews\/images\/verification.svg\" alt=\"Verified\"><\/span>\n                    <\/p>\n<\/p><\/div>\n<div>\n<p>Part of the Team Since<\/p>\n<p>Apr 2025<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div>\n<p>About Author<\/p>\n<p>Amin Ayan is a crypto journalist with over four years of experience in the industry. He has contributed to leading publications such as Cryptonews, Investing.com, 99Bitcoins, and 24\/7 Wall St. He has&#8230;<\/p>\n<\/p><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<div>\n<p>Last updated:\u00a0<\/p>\n<p><time datetime=\"2026-01-23T10:27:35+00:00\">January 23, 2026<\/time>\n        <\/p>\n<\/p><\/div>\n<\/div>\n<p><img loading=\"lazy\" width=\"1200\" height=\"673\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/2026\/01\/23102551\/1769163951-1747040999-ramp-stripe-stablecoin-corporate-cards.jpg\" alt=\"Crypto Firm Partners With Visa to Enable Near Real-Time Crypto-to-Fiat Off-Ramping\" decoding=\"async\"  ><\/p>\n<p>Crypto payments firm Mercuryo has partnered with Visa to enable near real-time conversion of digital assets into fiat currency.<\/p>\n<div>\n<p><strong>Key Takeaways:<\/strong><\/p>\n<ul>\n<li><span>Mercuryo\u2019s partnership with Visa enables near real-time crypto-to-fiat off-ramps directly to Visa debit and credit cards.<\/span><\/li>\n<li><span>The integration cuts costs and settlement times, especially for cross-border payouts.<\/span><\/li>\n<li><span>Users can convert and spend crypto through existing wallets at over 150 million merchants worldwide.<\/span><\/li>\n<\/ul>\n<\/div>\n<p>The move allows users to send proceeds directly to Visa debit and credit cards through Visa Direct, the payments giant\u2019s real-time money movement network.<\/p>\n<p>Under the arrangement, eligible Mercuryo users will be able to off-ramp crypto holdings and receive fiat funds on their cards within minutes, <a href=\"https:\/\/x.com\/VisaNews\/status\/2014439059611881496\" target=\"_blank\">according to the companies<\/a>.<\/p>\n<h2><span id=\"h-mercuryo-taps-visa-direct-to-speed-up-low-cost-crypto-to-fiat-payments\">Mercuryo Taps Visa Direct to Speed Up Low-Cost Crypto-to-Fiat Payments<\/span><\/h2>\n<p>The service is designed to reduce settlement times and costs compared with traditional conversion and payout methods, particularly for cross-border transactions.<\/p>\n<p>The integration expands Mercuryo\u2019s use of Visa Direct, which already supports real-time transfers across brokerage, crypto and digital banking accounts.<\/p>\n<p>By tapping into Visa\u2019s global payments infrastructure, Mercuryo said it aims to make crypto-to-fiat conversions more accessible without requiring users to leave the wallets, exchanges or platforms they already use.<\/p>\n<p>Mercuryo said the partnership allows Visa Direct to connect with its network of non-custodial wallets, exchanges and payment providers, giving millions of users access to fast off-ramping tools through familiar interfaces.<\/p>\n<figure><\/figure>\n<p>Funds converted to fiat can be spent at more than 150 million merchant locations worldwide that accept Visa.<\/p>\n<p>\u201cThis partnership with Visa will further enhance Mercuryo\u2019s ability to deliver a fast, low-cost user experience,\u201d said Mercuryo co-founder and CEO Petr Kozyakov.<\/p>\n<p>He said the integration reduces the friction historically associated with moving funds across borders or cashing out digital assets, allowing users to access local currencies more quickly.<\/p>\n<p>Anastasia Serikova, head of Visa Direct in Europe, said the collaboration is intended to bridge the gap between crypto platforms and traditional financial systems.<\/p>\n<p>She said the service enables users to convert digital assets into fiat in near real time, improving convenience and reliability for everyday payments.<\/p>\n<h2><span id=\"h-visa-deepens-crypto-strategy-as-stablecoin-settlements-reach-3-5b-run-rate\">Visa Deepens Crypto Strategy as Stablecoin Settlements Reach $3.5B Run Rate<\/span><\/h2>\n<p>The deal adds to Visa\u2019s growing push into digital assets. In December, the company <a href=\"https:\/\/cryptonews.com\/news\/visa-launches-stablecoins-advisory-as-market-tops-300b-banks-rush-in\/\">launched a Stablecoins Advisory Practice<\/a> to help businesses explore ways to integrate stablecoins into their operations.<\/p>\n<p>In July last year, <a href=\"https:\/\/cryptonews.com\/news\/visa-processes-200m-in-stablecoins-but-says-tech-still-needs-regulatory-clarity\/\">Visa surpassed $200 million<\/a> in cumulative stablecoin settlement volume while expanding its crypto infrastructure through African partnerships and platform development.<\/p>\n<p>However, CEO Ryan McInerney warned that the technology still requires clearer regulations to reach its full potential.<\/p>\n<p>Visa has also reported rising stablecoin settlement volumes, reaching an annualized run rate of $3.5 billion.<\/p>\n<p>Earlier, Visa <a href=\"https:\/\/cryptonews.com\/news\/visa-partners-with-aquanow-to-expand-stablecoin-settlement-across-the-cemea-region\/\">partnered with crypto infrastructure firm Aquanow<\/a> to improve stablecoin settlement speeds and reduce reliance on legacy payment rails.<\/p>\n<p>\n                                    <a href=\"https:\/\/news.google.com\/publications\/CAAqKQgKIiNDQklTRkFnTWFoQUtEbU55ZVhCMGIyNWxkM011WTI5dEtBQVAB?ceid=US:en&#038;oc=3\" target=\"_blank\"><\/p>\n<p>                            <svg width=\"20\" height=\"16\" viewBox=\"0 0 20 16\" fill=\"none\">\n                            <path d=\"M19.6 5.36C19.6 5.48 19.6 5.66 19.54 5.78L17.2 12.8V5.6C17.2 4.94 16.66 4.4 16 4.4H12.82L12.52 3.8L11.86 2.36L15.34 3.32L18.58 4.16C19.18 4.28 19.6 4.82 19.6 5.36Z\" fill=\"#FF4131\" \/>\n                            <path d=\"M15.4 0.799997V3.26L11.92 2.3L11.74 1.88C11.44 1.28 10.72 0.979997 10.12 1.22L4.59998 3.38V0.799997C4.59998 0.499997 4.89998 0.199997 5.19998 0.199997H14.8C15.1 0.199997 15.4 0.499997 15.4 0.799997Z\" fill=\"#03A846\" \/>\n                            <path d=\"M12.82 4.4H4.00002C3.34002 4.4 2.80002 4.94 2.80002 5.6V11.42L0.520024 6.5C0.460024 6.26 0.400024 6.08 0.400024 5.9V5.84C0.400024 5.3 0.700024 4.82 1.24002 4.64L4.60002 3.32L10.06 1.22C10.72 0.979997 11.44 1.28 11.68 1.88L11.86 2.3L12.52 3.74L12.82 4.4Z\" fill=\"#FDBD04\" \/>\n                            <path d=\"M17.2 5.59999V14.6C17.2 15.26 16.66 15.8 16 15.8H4.00005C3.34005 15.8 2.80005 15.26 2.80005 14.6V5.59999C2.80005 4.93999 3.34005 4.39999 4.00005 4.39999H16C16.66 4.39999 17.2 4.93999 17.2 5.59999ZM9.40005 9.79999H7.00005V11H7.90005C7.60005 11.36 7.18005 11.6 6.70005 11.6C5.86005 11.6 5.20005 10.94 5.20005 10.1C5.20005 9.25999 5.86005 8.59999 6.70005 8.59999C7.12005 8.59999 7.48005 8.77999 7.78005 9.01999L8.62005 8.17999C8.14005 7.69999 7.48005 7.39999 6.70005 7.39999C5.20005 7.39999 4.00005 8.59999 4.00005 10.1C4.00005 11.6 5.20005 12.8 6.70005 12.8C7.90005 12.8 8.86005 12.08 9.22005 11C9.34005 10.7 9.40005 10.4 9.40005 10.1C9.40005 9.97999 9.40005 9.91999 9.40005 9.79999ZM14.8 7.39999H10.6V8.59999H14.8V7.39999ZM16 9.79999H10.6V11H16V9.79999ZM14.8 12.2H10.6V13.4H14.8V12.2Z\" fill=\"#0284FE\" \/>\n                            <\/svg><br \/>\n                                                                    Follow us on Google News                                    <\/a>\n                                <\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/cryptonews.com\/news\/crypto-firm-partners-with-visa-to-enable-near-real-time-crypto-to-fiat-off-ramping\/\" class=\"button purchase\" rel=\"nofollow noopener\" target=\"_blank\">Read More<\/a><br \/>\n Yuri Serna<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Crypto Journalist Amin Ayan Crypto Journalist Amin Ayan Part of the Team Since Apr 2025 About Author Amin Ayan is a crypto journalist with over four years of experience in the industry. He has contributed to leading publications such as Cryptonews, Investing.com, 99Bitcoins, and 24\/7 Wall St. He has&#8230; Last updated:\u00a0 January 23, 2026 Crypto<\/p>\n","protected":false},"author":1,"featured_media":887227,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22791,23745],"tags":[],"class_list":{"0":"post-887226","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-crypto","8":"category-partners"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/887226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/comments?post=887226"}],"version-history":[{"count":0,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/887226\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media\/887227"}],"wp:attachment":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media?parent=887226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/categories?post=887226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/tags?post=887226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}