{"id":886774,"date":"2026-01-21T19:13:31","date_gmt":"2026-01-22T01:13:31","guid":{"rendered":"https:\/\/newsycanuse.com\/index.php\/2026\/01\/21\/delaware-life-teams-up-with-blackrock-to-bring-bitcoin-exposure-to-annuities\/"},"modified":"2026-01-21T19:13:31","modified_gmt":"2026-01-22T01:13:31","slug":"delaware-life-teams-up-with-blackrock-to-bring-bitcoin-exposure-to-annuities","status":"publish","type":"post","link":"https:\/\/newsycanuse.com\/index.php\/2026\/01\/21\/delaware-life-teams-up-with-blackrock-to-bring-bitcoin-exposure-to-annuities\/","title":{"rendered":"Delaware Life Teams Up With BlackRock To Bring Bitcoin Exposure To Annuities"},"content":{"rendered":"<div>\n<div>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/cryptonews.com\/wp-content\/uploads\/2024\/01\/Cropped_Image-1-150x150.png\" alt>\n                    <\/p>\n<p>Crypto Reporter<\/p>\n<div>\n<p>Shalini Nagarajan<\/p>\n<div>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/cryptonews.com\/wp-content\/uploads\/2024\/01\/Cropped_Image-1-150x150.png\" alt>\n                <\/p>\n<div>\n<div>\n<p>Crypto Reporter<\/p>\n<p><span>Shalini Nagarajan<\/span><span class><img decoding=\"async\" src=\"https:\/\/cryptonews.com\/wp-content\/themes\/cryptonews\/images\/verification.svg\" alt=\"Verified\"><\/span>\n                    <\/p>\n<\/p><\/div>\n<div>\n<p>Part of the Team Since<\/p>\n<p>Jan 2024<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div>\n<p>About Author<\/p>\n<p>Shalini is a crypto reporter who provides in-depth reports on daily developments and regulatory shifts in the cryptocurrency sector.<\/p>\n<\/p><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<div>\n<p>Last updated:\u00a0<\/p>\n<p><time datetime=\"2026-01-21T01:05:14+00:00\">January 21, 2026<\/time>\n        <\/p>\n<\/p><\/div>\n<\/div>\n<p><img fetchpriority=\"high\" width=\"1200\" height=\"673\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/2026\/01\/21010018\/1768957217-stock-image_optimized-3.jpg\" alt=\"BlackRock\" decoding=\"async\"  ><\/p>\n<p>Delaware Life is taking a new step toward mainstreaming <a href=\"https:\/\/cryptonews.com\/coins\/bitcoin\/\">Bitcoin<\/a> exposure in retirement-style products, adding a <a href=\"https:\/\/cryptonews.com\/tags\/blackrock\/\">BlackRock<\/a>-built index that blends US equities and Bitcoin to its fixed indexed annuity lineup.<\/p>\n<p>The insurer, which sits within Group 1001, <a href=\"https:\/\/www.businesswire.com\/news\/home\/20260120994831\/en\/Delaware-Life-Insurance-Company-Launches-Industrys-First-Fixed-Indexed-Annuity-with-Bitcoin-Exposure\" target=\"_blank\">said<\/a> Tuesday it has added the BlackRock US Equity Bitcoin Balanced Risk 12% Index to its fixed indexed annuity portfolio, calling it the first time an insurance carrier has offered an index that includes cryptocurrency.<\/p>\n<p>Fixed indexed annuities, or FIAs, typically protect the policyholder\u2019s principal while crediting interest that is linked to a market index, often with caps or other limits on upside.<\/p>\n<p>The new index is designed to deliver exposure to the iShares Core S&#038;P 500 ETF alongside the iShares Bitcoin Trust ETF, and it targets 12% volatility by adding a cash component that can dial risk up or down.<\/p>\n<figure>\n<div>\n<blockquote data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Delaware Life Insurance Company, a Group 1001 insurance subsidiary, announced the addition of the BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index to its fixed indexed annuity (FIA) product lineup, making it the first U.S. insurer to introduce bitcoin exposure within this\u2026<\/p>\n<p>\u2014 Wu Blockchain (@WuBlockchain) <a href=\"https:\/\/twitter.com\/WuBlockchain\/status\/2013678979006505049?ref_src=twsrc%5Etfw\" target=\"_blank\">January 20, 2026<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<h2><span id=\"h-delaware-life-blends-crypto-access-with-capital-preservation\">Delaware Life Blends Crypto Access With Capital Preservation<\/span><\/h2>\n<p>Delaware Life framed the move as a way to let investors add Bitcoin exposure without handling coins directly, while keeping the principal protection structure that defines the FIA wrapper.<\/p>\n<p>\u201cWe\u2019re proud to partner with BlackRock as the first insurance carrier to offer cryptocurrency exposure through a fixed index annuity,\u201d said Colin Lake, president &#038; CEO of Delaware Life Marketing. <\/p>\n<p>\u201cAs the retirement-planning landscape evolves, we\u2019re continuously and thoughtfully innovating to meet the needs of financial professionals and their clients. Our fixed index annuities deliver what today\u2019s investors want and need: opportunity for growth with protection.\u201d<\/p>\n<h2><span id=\"h-demand-for-bitcoin-exposure-pushes-deeper-into-retirement-products\">Demand For Bitcoin Exposure Pushes Deeper Into Retirement Products<\/span><\/h2>\n<p>Meanwhile, BlackRock\u2019s Robert Mitchnick tied the launch to demand for Bitcoin exposure through familiar rails, saying the index aims for a measured approach that keeps the downside protection annuity buyers expect.<\/p>\n<p>At the same time, the index option will be available on three Delaware Life products, Momentum Growth, Momentum Growth Plus, and DualTrack Income, as traditional finance keeps experimenting with ways to package crypto exposure inside regulated products.<\/p>\n<p>The launch also leans on the momentum behind BlackRock\u2019s spot Bitcoin vehicle, with iShares\u2019 site listing tens of billions of dollars in net assets for IBIT.<\/p>\n<p>\n                                    <a href=\"https:\/\/news.google.com\/publications\/CAAqKQgKIiNDQklTRkFnTWFoQUtEbU55ZVhCMGIyNWxkM011WTI5dEtBQVAB?ceid=US:en&#038;oc=3\" target=\"_blank\"><\/p>\n<p>                            <svg width=\"20\" height=\"16\" viewBox=\"0 0 20 16\" fill=\"none\">\n                            <path d=\"M19.6 5.36C19.6 5.48 19.6 5.66 19.54 5.78L17.2 12.8V5.6C17.2 4.94 16.66 4.4 16 4.4H12.82L12.52 3.8L11.86 2.36L15.34 3.32L18.58 4.16C19.18 4.28 19.6 4.82 19.6 5.36Z\" fill=\"#FF4131\" \/>\n                            <path d=\"M15.4 0.799997V3.26L11.92 2.3L11.74 1.88C11.44 1.28 10.72 0.979997 10.12 1.22L4.59998 3.38V0.799997C4.59998 0.499997 4.89998 0.199997 5.19998 0.199997H14.8C15.1 0.199997 15.4 0.499997 15.4 0.799997Z\" fill=\"#03A846\" \/>\n                            <path d=\"M12.82 4.4H4.00002C3.34002 4.4 2.80002 4.94 2.80002 5.6V11.42L0.520024 6.5C0.460024 6.26 0.400024 6.08 0.400024 5.9V5.84C0.400024 5.3 0.700024 4.82 1.24002 4.64L4.60002 3.32L10.06 1.22C10.72 0.979997 11.44 1.28 11.68 1.88L11.86 2.3L12.52 3.74L12.82 4.4Z\" fill=\"#FDBD04\" \/>\n                            <path d=\"M17.2 5.59999V14.6C17.2 15.26 16.66 15.8 16 15.8H4.00005C3.34005 15.8 2.80005 15.26 2.80005 14.6V5.59999C2.80005 4.93999 3.34005 4.39999 4.00005 4.39999H16C16.66 4.39999 17.2 4.93999 17.2 5.59999ZM9.40005 9.79999H7.00005V11H7.90005C7.60005 11.36 7.18005 11.6 6.70005 11.6C5.86005 11.6 5.20005 10.94 5.20005 10.1C5.20005 9.25999 5.86005 8.59999 6.70005 8.59999C7.12005 8.59999 7.48005 8.77999 7.78005 9.01999L8.62005 8.17999C8.14005 7.69999 7.48005 7.39999 6.70005 7.39999C5.20005 7.39999 4.00005 8.59999 4.00005 10.1C4.00005 11.6 5.20005 12.8 6.70005 12.8C7.90005 12.8 8.86005 12.08 9.22005 11C9.34005 10.7 9.40005 10.4 9.40005 10.1C9.40005 9.97999 9.40005 9.91999 9.40005 9.79999ZM14.8 7.39999H10.6V8.59999H14.8V7.39999ZM16 9.79999H10.6V11H16V9.79999ZM14.8 12.2H10.6V13.4H14.8V12.2Z\" fill=\"#0284FE\" \/>\n                            <\/svg><br \/>\n                                                                    Follow us on Google News                                    <\/a>\n                                <\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/cryptonews.com\/news\/delaware-life-blackrock-bitcoin-exposure-annuities\/\" class=\"button purchase\" rel=\"nofollow noopener\" target=\"_blank\">Read More<\/a><br \/>\n Tama Redner<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Crypto Reporter Shalini Nagarajan Crypto Reporter Shalini Nagarajan Part of the Team Since Jan 2024 About Author Shalini is a crypto reporter who provides in-depth reports on daily developments and regulatory shifts in the cryptocurrency sector. Last updated:\u00a0 January 21, 2026 Delaware Life is taking a new step toward mainstreaming Bitcoin exposure in retirement-style products<\/p>\n","protected":false},"author":1,"featured_media":886775,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23434,22152],"tags":[],"class_list":{"0":"post-886774","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-delaware","8":"category-teams"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/886774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/comments?post=886774"}],"version-history":[{"count":0,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/886774\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media\/886775"}],"wp:attachment":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media?parent=886774"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/categories?post=886774"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/tags?post=886774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}