{"id":886240,"date":"2026-01-19T18:19:40","date_gmt":"2026-01-20T00:19:40","guid":{"rendered":"https:\/\/newsycanuse.com\/index.php\/2026\/01\/19\/crypto-cards-gain-ground-in-real-world-payments-surging-from-100m-to-1-5b-report\/"},"modified":"2026-01-19T18:19:40","modified_gmt":"2026-01-20T00:19:40","slug":"crypto-cards-gain-ground-in-real-world-payments-surging-from-100m-to-1-5b-report","status":"publish","type":"post","link":"https:\/\/newsycanuse.com\/index.php\/2026\/01\/19\/crypto-cards-gain-ground-in-real-world-payments-surging-from-100m-to-1-5b-report\/","title":{"rendered":"Crypto Cards Gain Ground in Real-World Payments, Surging from $100M to $1.5B: Report"},"content":{"rendered":"
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\n\t\t\t\t\t\t\t\t\tCrypto card payments jumped from $100M to $1.5B in 2025, surpassing P2P stablecoin transfers as the main on-chain activity driver.\t\t\t\t\t\t\t\t<\/p>\n<\/p><\/div>\n

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Crypto-linked card payments have surpassed peer-to-peer (P2P) stablecoin transfers as the leading driver of on-chain stablecoin activity.<\/p>\n

A new study by blockchain analytics firm Artemis revealed that these transactions have quietly grown into an $18 billion market in 2025.<\/p>\n

Crypto Card Payments Overtake P2P Transfers<\/h2>\n

The report showed<\/a> that stablecoin volumes processed through crypto cards now surpass direct wallet-to-wallet transfers.\u00a0Artemis data highlighted that monthly digital payments rose from $100 million to over $1.5 billion in 2025, representing an average annual growth rate of 106% since 2023. Total payments for the year also reached $18 billion, nearly matching the $19 billion in P2P stablecoin activity.<\/p>\n

Cards have emerged as the main user-facing access point, with networks like Visa or Mastercard being used for acceptance, while stablecoins continue to serve as the settlement layer.<\/p>\n

Visa dominates the segment, processing more than 90% of such transactions through early partnerships with crypto platforms and fintech issuers. Mastercard holds a smaller but rising share, expanding<\/a> through direct exchange partnerships with firms such as Revolut, Bybit, and Gemini.<\/p>\n

Companies like Rain and Reap have also contributed to growth, offering full-stack card issuance and services that support customers and businesses.<\/p>\n

Adoption Incentives<\/h2>\n

The growth of crypto-linked payment cards is driven by three main incentives across the ecosystem. For CEXs and DeFi platforms, they are mainly used as a way to attract and retain customers.<\/p>\n

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