{"id":872945,"date":"2025-09-14T21:12:30","date_gmt":"2025-09-15T02:12:30","guid":{"rendered":"https:\/\/newsycanuse.com\/index.php\/2025\/09\/14\/analysts-debate-which-cryptocurrency-to-invest-in-before-the-next-btc-halving-and-eye-mutms-0-035-for-key-reasons\/"},"modified":"2025-09-14T21:12:30","modified_gmt":"2025-09-15T02:12:30","slug":"analysts-debate-which-cryptocurrency-to-invest-in-before-the-next-btc-halving-and-eye-mutms-0-035-for-key-reasons","status":"publish","type":"post","link":"https:\/\/newsycanuse.com\/index.php\/2025\/09\/14\/analysts-debate-which-cryptocurrency-to-invest-in-before-the-next-btc-halving-and-eye-mutms-0-035-for-key-reasons\/","title":{"rendered":"Analysts Debate Which Cryptocurrency to Invest In Before the Next BTC Halving and Eye MUTM\u2019s $0.035 for Key Reasons"},"content":{"rendered":"<div>\n<div>\n<p>Last updated:\u00a0<\/p>\n<p><time datetime=\"2025-09-13T12:00:00+00:00\">September 13, 2025<\/time>\n        <\/p>\n<\/p><\/div>\n<p><img loading=\"lazy\" width=\"1200\" height=\"673\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/2025\/09\/12215845\/1757714325-mutuum-finance.jpg\" alt=\"Mutuum Finance\" decoding=\"async\"  ><\/p>\n<p>Every four years, <a rel=\"ugc noopener\" href=\"https:\/\/cryptonews.com\/coins\/bitcoin\/\">Bitcoin (BTC)\u2019s<\/a> halving reshapes the crypto market. Each event reduces block rewards, limiting new supply, and history has shown that such shifts often trigger large rallies across the entire digital asset space. With the next <a rel=\"ugc noopener\" href=\"https:\/\/cryptonews.com\/tags\/bitcoin-halving\/\">halving<\/a> approaching, analysts are once again debating which altcoin could mirror past breakout runs. As crypto charts show a mixture of consolidation and sporadic pumps, the question of why crypto is down in some sectors while others prepare to surge has never been more relevant. Among the names surfacing in this conversation, <a rel=\"ugc noopener\" href=\"https:\/\/ads.mutuum.com\/mmmyy\" target=\"_blank\"><strong>Mutuum Finance (MUTM)<\/strong><\/a><strong> <\/strong>is drawing growing attention thanks to its presale momentum and unique design.<\/p>\n<h2><span id=\"h-a-presale-building-momentum-before-the-supply-shock\">A Presale Building Momentum Before the Supply Shock<\/span><\/h2>\n<p>Presale dynamics matter because halvings tend to ignite altcoin rallies from the ground up. Mutuum Finance (MUTM) is currently priced at $0.035 in Phase 6 of its presale, with over $15.6 million already raised and more than 16,200 holders onboard. This stage is already 38% sold out, and the arrival of Phase 7 will lift the price by 15% to $0.040. For investors watching capital rotate into crypto <a rel=\"ugc noopener\" href=\"https:\/\/cryptonews.com\/tags\/etfs\/\">ETF<\/a> products and mainstream headlines, this represents one of the last discounted opportunities to enter before a market-wide supply crunch begins.<\/p>\n<p>An example illustrates the excitement: a user who exchanged <a rel=\"ugc noopener\" href=\"https:\/\/cryptonews.com\/coins\/ethereum\/\">ETH<\/a> during Phase 1 for MUTM has already seen paper gains multiply by the time Phase 6 arrived. Such stories are driving FOMO across communities, where traders recognize the difference between stagnant portfolios and tokens gathering traction ahead of a major market event. Unlike <a rel=\"ugc noopener\" href=\"https:\/\/cryptonews.com\/coins\/cardano\/\">ADA<\/a> or <a rel=\"ugc noopener\" href=\"https:\/\/cryptonews.com\/coins\/ripple\/\">XRP<\/a>, which are often criticized for flat returns, MUTM is pairing narrative with measurable progress.<\/p>\n<p>Mutuum\u2019s appeal also lies in its lending and borrowing design. In the Peer-to-Contract system, users will pool assets like <a rel=\"ugc noopener\" href=\"https:\/\/cryptonews.com\/coins\/tether\/\">USDT<\/a>, ETH, or BTC into audited smart contracts, with interest rates dynamically adjusting to usage. A lender depositing <a rel=\"ugc noopener\" href=\"https:\/\/cryptonews.com\/coins\/bitcoin\/\">BTC<\/a> will receive mtBTC, representing their share of the pool plus accrued yield. Borrowers will be able to post assets as collateral to access liquidity without selling, such as locking $1,000 worth of <a rel=\"ugc noopener\" href=\"https:\/\/cryptonews.com\/coins\/sol-solana\/\">SOL<\/a> to borrow up to 75% of that value while keeping exposure to SOL\u2019s future appreciation.<\/p>\n<p>For assets with higher volatility, like <a rel=\"ugc noopener\" href=\"https:\/\/cryptonews.com\/coins\/dogecoin\/\">DOGE<\/a> or <a rel=\"ugc noopener\" href=\"https:\/\/cryptonews.com\/coins\/pepe\/\">PEPE<\/a>, Mutuum Finance (MUTM) will feature a Peer-to-Peer framework where lenders and borrowers negotiate directly. This separation shields core pools from risk while still offering opportunities for higher returns on speculative assets. It is this dual-lane approach that is turning heads, especially among those looking to diversify strategies ahead of Bitcoin\u2019s next supply shock.<\/p>\n<h2><span id=\"h-risk-management-security-and-roadmap-catalysts\">Risk Management, Security, and Roadmap Catalysts<\/span><\/h2>\n<p>Presale hype is only as strong as the foundation supporting it. Mutuum Finance (MUTM) is integrating disciplined risk controls that will safeguard its ecosystem from the volatility that defines crypto markets. Loan-to-Value ratios will vary by asset type: stablecoins and ETH will support up to 75% LTV with liquidation thresholds of 80%, while riskier tokens will be capped near 40% LTV and liquidated around 65%. Reserve factors will further secure liquidity pools, ranging from 10% for low-risk assets to as high as 38% for volatile ones. This ensures the system can absorb shocks while rewarding those who participate.<\/p>\n<p>For added confidence, Mutuum has already undergone a CertiK audit, scoring 90 on token scan and 78 on Skynet. Security is further reinforced by a $50,000 bug bounty program that incentivizes developers to uncover vulnerabilities before they reach the market. At the community level, a <a rel=\"ugc noopener\" href=\"https:\/\/gleam.io\/WQak2\/mutuum-finance-100k-giveaway\" target=\"_blank\">$100,000 giveaway<\/a> has been launched to reward early adopters, while over 12,000 followers on Twitter signal an expanding base of believers in the project\u2019s roadmap.<\/p>\n<p>Momentum is expected to accelerate with the upcoming beta launch, which will let users test core features live. Layer-2 integration will reduce costs and increase speed, while anticipated listings on exchanges will introduce MUTM to a wider audience. With a projected listing price of $0.06, early investors are positioning themselves to capture multiples similar to Ethereum\u2019s formative years when it transitioned from niche asset to global mainstay.<\/p>\n<p>As the countdown to Bitcoin\u2019s halving continues, analysts agree that positioning early in assets with clear use cases is crucial. Mutuum Finance (MUTM) is aligning presale growth, security, and DeFi mechanics with a pivotal moment in the market cycle. For investors scanning crypto charts for the next big mover, the presale price of $0.035 represents more than just a number\u2014it represents an opportunity to ride the wave of a halving-fueled rally with a project designed to thrive long after the event.<\/p>\n<p>For more information about Mutuum Finance (MUTM), visit the links below:<\/p>\n<p>Website: <a rel=\"ugc noopener\" href=\"https:\/\/ads.mutuum.com\/mmmyy\" target=\"_blank\">https:\/\/www.mutuum.com<\/a> <\/p>\n<p>Linktree: <a rel=\"ugc noopener\" href=\"https:\/\/linktr.ee\/mutuumfinance\" target=\"_blank\">https:\/\/linktr.ee\/mutuumfinance<\/a><\/p>\n<figure><a rel=\"ugc noopener\" href=\"https:\/\/ads.mutuum.com\/mmmyy\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"172\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/2025\/09\/12215716\/image-201-59-1024x172.png\" alt  ><\/a><\/figure>\n<p>\n                                    <a href=\"https:\/\/news.google.com\/publications\/CAAqKQgKIiNDQklTRkFnTWFoQUtEbU55ZVhCMGIyNWxkM011WTI5dEtBQVAB?ceid=US:en&#038;oc=3\" target=\"_blank\"><\/p>\n<p>                            <svg width=\"20\" height=\"16\" viewBox=\"0 0 20 16\" fill=\"none\">\n                            <path d=\"M19.6 5.36C19.6 5.48 19.6 5.66 19.54 5.78L17.2 12.8V5.6C17.2 4.94 16.66 4.4 16 4.4H12.82L12.52 3.8L11.86 2.36L15.34 3.32L18.58 4.16C19.18 4.28 19.6 4.82 19.6 5.36Z\" fill=\"#FF4131\" \/>\n                            <path d=\"M15.4 0.799997V3.26L11.92 2.3L11.74 1.88C11.44 1.28 10.72 0.979997 10.12 1.22L4.59998 3.38V0.799997C4.59998 0.499997 4.89998 0.199997 5.19998 0.199997H14.8C15.1 0.199997 15.4 0.499997 15.4 0.799997Z\" fill=\"#03A846\" \/>\n                            <path d=\"M12.82 4.4H4.00002C3.34002 4.4 2.80002 4.94 2.80002 5.6V11.42L0.520024 6.5C0.460024 6.26 0.400024 6.08 0.400024 5.9V5.84C0.400024 5.3 0.700024 4.82 1.24002 4.64L4.60002 3.32L10.06 1.22C10.72 0.979997 11.44 1.28 11.68 1.88L11.86 2.3L12.52 3.74L12.82 4.4Z\" fill=\"#FDBD04\" \/>\n                            <path d=\"M17.2 5.59999V14.6C17.2 15.26 16.66 15.8 16 15.8H4.00005C3.34005 15.8 2.80005 15.26 2.80005 14.6V5.59999C2.80005 4.93999 3.34005 4.39999 4.00005 4.39999H16C16.66 4.39999 17.2 4.93999 17.2 5.59999ZM9.40005 9.79999H7.00005V11H7.90005C7.60005 11.36 7.18005 11.6 6.70005 11.6C5.86005 11.6 5.20005 10.94 5.20005 10.1C5.20005 9.25999 5.86005 8.59999 6.70005 8.59999C7.12005 8.59999 7.48005 8.77999 7.78005 9.01999L8.62005 8.17999C8.14005 7.69999 7.48005 7.39999 6.70005 7.39999C5.20005 7.39999 4.00005 8.59999 4.00005 10.1C4.00005 11.6 5.20005 12.8 6.70005 12.8C7.90005 12.8 8.86005 12.08 9.22005 11C9.34005 10.7 9.40005 10.4 9.40005 10.1C9.40005 9.97999 9.40005 9.91999 9.40005 9.79999ZM14.8 7.39999H10.6V8.59999H14.8V7.39999ZM16 9.79999H10.6V11H16V9.79999ZM14.8 12.2H10.6V13.4H14.8V12.2Z\" fill=\"#0284FE\" \/>\n                            <\/svg><br \/>\n                                                                    Follow us on Google News                                    <\/a>\n                                <\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/cryptonews.com\/press-releases\/analysts-debate-which-cryptocurrency-to-invest-in-before-the-next-btc-halving-and-eye-mutms-0-035-for-key-reasons\/\" class=\"button purchase\" rel=\"nofollow noopener\" target=\"_blank\">Read More<\/a><br \/>\n Margherita Badon<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Last updated:\u00a0 September 13, 2025 Every four years, Bitcoin (BTC)\u2019s halving reshapes the crypto market. Each event reduces block rewards, limiting new supply, and history has shown that such shifts often trigger large rallies across the entire digital asset space. With the next halving approaching, analysts are once again debating which altcoin could mirror past<\/p>\n","protected":false},"author":1,"featured_media":872946,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27770,3283],"tags":[],"class_list":{"0":"post-872945","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-analysts","8":"category-debate"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/872945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/comments?post=872945"}],"version-history":[{"count":0,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/872945\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media\/872946"}],"wp:attachment":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media?parent=872945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/categories?post=872945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/tags?post=872945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}