{"id":869696,"date":"2025-09-01T21:12:32","date_gmt":"2025-09-02T02:12:32","guid":{"rendered":"https:\/\/newsycanuse.com\/index.php\/2025\/09\/01\/deutsche-bank-explores-sale-of-indian-retail-banking-business-amid-profitability-challenges\/"},"modified":"2025-09-01T21:12:32","modified_gmt":"2025-09-02T02:12:32","slug":"deutsche-bank-explores-sale-of-indian-retail-banking-business-amid-profitability-challenges","status":"publish","type":"post","link":"https:\/\/newsycanuse.com\/index.php\/2025\/09\/01\/deutsche-bank-explores-sale-of-indian-retail-banking-business-amid-profitability-challenges\/","title":{"rendered":"Deutsche Bank explores sale of Indian retail banking business amid profitability challenges"},"content":{"rendered":"<div id=\"top\">\n<p><a title=\"home\" href=\"https:\/\/www.cnbctv18.com\/\">Home<\/a><span><\/span><a title=\"Business News\" href=\"https:\/\/www.cnbctv18.com\/business\/\">Business News<\/a><span><\/span><span>Deutsche Bank explores sale of Indian retail banking business amid profitability challenges<\/span><\/p>\n<section>\n<article id=\"art-entry-wrap\">\n<p><h2>In India, Deutsche wants to completely sell its retail banking business, which spans 17 branches, according to the two sources with direct knowledge of the matter, Reuters reported.<\/h2>\n<\/p>\n<div>\n<p><img alt=\"Profile image\" title=\"No title\" loading=\"lazy\" width=\"47\" height=\"47\" decoding=\"async\" data-nimg=\"1\" src=\"https:\/\/images.cnbctv18.com\/uploads\/userphoto\/35.jpg?impolicy=website&#038;width=47&#038;height=47\"><\/p>\n<p><span>By <a title=\"Ritu Singh\" href=\"https:\/\/www.cnbctv18.com\/author\/ritu-singh-35\/\" target=\"_blank\"><span>Ritu Singh <\/span><\/a>\u00a0<a title=\"https:\/\/twitter.com\/_ritusingh\" href=\"https:\/\/twitter.com\/_ritusingh\" rel=\"noreferrer\" target=\"_blank\"><svg viewBox=\"0 0 1200 1227\" width=\"14\" height=\"14\"><path d=\"M714.163 519.284L1160.89 0H1055.03L667.137 450.887L357.328 0H0L468.492 681.821L0 1226.37H105.866L515.491 750.218L842.672 1226.37H1200L714.137 519.284H714.163ZM569.165 687.828L521.697 619.934L144.011 79.6944H306.615L611.412 515.685L658.88 583.579L1055.08 1150.3H892.476L569.165 687.854V687.828Z\" fill=\"#000\" \/><g clip-path=\"url(#clip0_2108_609)\"><path d=\"M11.4751 4.16246C10.9051 4.16237 10.3578 4.38606 9.95107 4.78539C9.5443 5.18472 9.31055 5.72778 9.30014 6.29771L9.27914 7.47896C9.27791 7.54239 9.26328 7.60483 9.23622 7.66221C9.20916 7.71958 9.17028 7.77058 9.12212 7.81187C9.07396 7.85316 9.01762 7.8838 8.95678 7.90178C8.89595 7.91977 8.832 7.92468 8.76914 7.91621L7.59839 7.75721C6.05789 7.54721 4.58189 6.83771 3.16589 5.65796C2.71739 8.14046 3.59339 9.86021 5.70314 11.187L7.01339 12.0105C7.07564 12.0496 7.12736 12.1034 7.16402 12.1671C7.20068 12.2308 7.22117 12.3026 7.22368 12.3761C7.2262 12.4496 7.21067 12.5225 7.17846 12.5886C7.14624 12.6547 7.09832 12.7119 7.03889 12.7552L5.84489 13.6275C6.55514 13.6717 7.22939 13.6402 7.78889 13.5292C11.3274 12.8227 13.6801 10.1602 13.6801 5.76821C13.6801 5.40971 12.9211 4.16246 11.4751 4.16246ZM7.80014 6.26996C7.81323 5.547 8.0393 4.84397 8.45006 4.24888C8.86081 3.65379 9.43799 3.1931 10.1093 2.92449C10.7807 2.65587 11.5163 2.59127 12.2242 2.73877C12.9321 2.88628 13.5807 3.23932 14.0889 3.75371C14.6221 3.74996 15.0759 3.88496 16.0906 3.26996C15.8394 4.49996 15.7156 5.03396 15.1801 5.76821C15.1801 11.4997 11.6574 14.2867 8.08289 15C5.63189 15.489 2.06789 14.6857 1.04639 13.6192C1.56689 13.5787 3.68189 13.3515 4.90439 12.4567C3.87014 11.775 -0.246613 9.35246 2.45864 2.83946C3.72839 4.32221 5.01614 5.33171 6.32114 5.86721C7.18964 6.22346 7.40264 6.21596 7.80089 6.27071L7.80014 6.26996Z\" fill=\"#1D9BF0\" \/><\/g><defs><clipPath id=\"clip0_2108_609\"><rect width=\"18\" height=\"18\" fill=\"white\" \/><\/clipPath><\/defs><\/svg>\u00a0<\/a><span>September 1, 2025, 9:09:21 PM IST (Updated)<\/span><\/span><\/p>\n<\/div>\n<div>\n<p><img alt=\"Deutsche Bank explores sale of Indian retail banking business amid profitability challenges\" title=\"Deutsche Bank explores sale of Indian retail banking business amid profitability challenges\" loading=\"lazy\" width=\"640\" height=\"360\" decoding=\"async\" data-nimg=\"1\" src=\"https:\/\/images.cnbctv18.com\/uploads\/2018\/04\/DEUTSCHE-BANK.jpg?impolicy=website&#038;width=640&#038;height=360\"><\/p>\n<div>\n<div>\n<p>Deutsche Bank is considering a sale of its retail banking operations in India, according to sources. The Germany-based lender has invited non-binding bids from both domestic and foreign banks, with an August 29 deadline for submissions, marking its latest move to streamline its global retail business.<\/p>\n<p>\nThe Indian retail banking division comprises 17 branches and generated revenues of approximately $278 million (around Rs 2,455 crore) in the fiscal year ending March 2025. Despite India\u2019s rapid economic growth and increasing affluent population, foreign banks like Deutsche have struggled to achieve sustained profitability in the highly competitive and regulated market.<\/p>\n<p>\nIn a strategic shift, Deutsche Bank CEO Christian Sewing announced plans earlier this year to cut nearly 2,000 jobs worldwide in the retail division and significantly reduce branch footprints to improve profitability. The potential sale of the India retail unit aligns with this restructuring effort.<\/p>\n<p>\nDeutsche Bank has maintained a presence in India since the 1980s, offering a wide range of services including treasury, derivatives, private wealth, corporate, and retail banking. India represents Deutsche Bank\u2019s largest operation outside Germany, employing over 22,000 staff, mainly in technology and back-office roles.<\/p>\n<p>\nA spokesperson for Deutsche Bank said, \u201cdoes not comment on rumours or market speculation.\u201d<\/p>\n<p>\nThe move follows similar exits by other foreign lenders, including Citibank\u2019s 2022 sale of its Indian retail and credit card businesses and Standard Chartered\u2019s sale of its personal loan book to Kotak Mahindra Bank last year, reflecting the challenging environment for foreign retail banks in India.<\/p>\n<p><strong>Also Read: <a href=\"https:\/\/www.cnbctv18.com\/business\/finance\/upi-transactions-in-august-cross-20-billion-mark-value-digital-payments-data-19662307.htm\" target=\"_blank\" rel=\"noopener\">UPI crosses 20 billion monthly transactions in August<\/a><\/strong><\/p>\n<\/div>\n<div>\n<p><span>(Edited by : Ajay Vaishnav)<\/span><\/p>\n<div>\n<p>First Published:\u00a0<\/p>\n<p>Sept 1, 2025 6:55 PM<\/p>\n<p> IST<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<p><a href=\"https:\/\/www.cnbctv18.com\/business\/deutsche-bank-may-sell-india-retail-operations-19662580.htm\" class=\"button purchase\" rel=\"nofollow noopener\" target=\"_blank\">Read More<\/a><br \/>\n CNBCTV18.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home Business News Deutsche Bank explores sale of Indian retail banking business amid profitability challenges In India, Deutsche wants to completely sell its retail banking business, which spans 17 branches, according to the two sources with direct knowledge of the matter, Reuters reported. By Ritu Singh \u00a0 \u00a0 September 1, 2025, 9:09:21 PM IST (Updated)<\/p>\n","protected":false},"author":1,"featured_media":869697,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[74,26521],"tags":[],"class_list":["post-869696","post","type-post","status-publish","format-standard","has-post-thumbnail","category-deutsche","category-explores"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/869696","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/comments?post=869696"}],"version-history":[{"count":0,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/869696\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media\/869697"}],"wp:attachment":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media?parent=869696"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/categories?post=869696"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/tags?post=869696"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}