{"id":846953,"date":"2025-05-09T09:11:35","date_gmt":"2025-05-09T14:11:35","guid":{"rendered":"https:\/\/newsycanuse.com\/index.php\/2025\/05\/09\/is-rlusd-replacing-xrp-for-good-brad-garlinghouse-clarifies\/"},"modified":"2025-05-09T09:11:35","modified_gmt":"2025-05-09T14:11:35","slug":"is-rlusd-replacing-xrp-for-good-brad-garlinghouse-clarifies","status":"publish","type":"post","link":"https:\/\/newsycanuse.com\/index.php\/2025\/05\/09\/is-rlusd-replacing-xrp-for-good-brad-garlinghouse-clarifies\/","title":{"rendered":"Is RLUSD Replacing XRP for Good? Brad Garlinghouse Clarifies"},"content":{"rendered":"
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Ripple\u2019s new stablecoin RLUSD<\/a> is quickly gaining ground and it\u2019s stirring up serious questions about XRP\u2019s future role in the ecosystem. While Ripple maintains that both assets serve different purposes, some analysts aren\u2019t convinced. Is RLUSD just a helpful addition, or is it quietly edging XRP out of the spotlight?<\/p>\n

Let\u2019s unpack what\u2019s going on.<\/p>\n

RLUSD Takes Center Stage, But What About XRP?<\/strong><\/h2>\n

Since its December 2024 debut, RLUSD has been on a hot streak. It recently secured a listing on Gemini<\/a>, one of the top U.S.-based exchanges, pushing its market cap to $317 million with a daily trading volume of $52 million.\u00a0<\/p>\n

That kind of momentum is hard to ignore and it\u2019s got the XRP community buzzing.<\/p>\n

According to crypto influencer All Things XRP<\/a>, the two assets are meant to complement each other. RLUSD brings price stability to the table, while XRP shines in speed and efficiency, though it remains a volatile asset.\u00a0<\/p>\n

The idea is that both can coexist, each serving a distinct role in Ripple\u2019s broader payments ecosystem.<\/p>\n

XRP\u2019s Shrinking Role Raises Eyebrows<\/strong><\/h2>\n

Despite reassurances from Ripple, some in the community feel that XRP\u2019s position is slowly being downgraded. Elena Schoen, a self-proclaimed \u201cChain Detective,\u201d recently raised red flags about what she sees as a subtle but strategic shift.<\/p>\n

In a post on X, Schoen claimed that XRP is now mostly used for covering transaction fees on the XRP Ledger while RLUSD is stepping up to handle the heavy lifting: liquidity provision, cross-border transactions, institutional and retail settlements, and multi-fiat onboarding.<\/p>\n

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Ripple appears to be slowly reducing the role of XRP down to basically transaction fees. Is this enough? Please read Ripples site, and be able to back up your thoughts. ‘Cause transaction fees are the only absolute reason XRP is needed. RLUSD can be used for everything else.\u2026<\/p>\n

\u2014 Elena (@ElenaSchoen_) May 7, 2025<\/a><\/p><\/blockquote><\/div>\n<\/figure>\n

RLUSD\u2019s Addition to Ripple Payments: How Good Is This Move?<\/strong><\/h2>\n

Ripple\u2019s decision to integrate RLUSD into Ripple Payments by the end of 2025 only adds fuel to the fire. CEO Brad Garlinghouse called RLUSD the new \u201cgold standard<\/a>\u201d for institutional transactions, citing its U.S. dollar peg as a way to eliminate volatility from cross-border payments.<\/p>\n

That\u2019s a big deal. While XRP has long been Ripple\u2019s go-to bridge asset, its price swings have always been a concern for larger players. Now, with RLUSD providing a more predictable alternative, some fear that XRP\u2019s utility \u2013 and liquidity \u2013 could slowly fade.<\/p>\n

Ripple Execs Respond: It\u2019s Not One or the Other<\/strong><\/h2>\n

To address the growing concerns, several Ripple executives have chimed in previously.<\/p>\n

President Monica Long emphasized that clients aren\u2019t being forced to choose sides \u2013 XRP and RLUSD are part of a deliberate dual-token strategy. Whether a business values speed or stability, Ripple aims to offer the right tool for the job.<\/p>\n

CTO David Schwartz<\/a> had also taken to X to clarify that RLUSD is not replacing XRP. In his view, XRP offers unique technical advantages: auto-bridging, pathfinding, and, critically, its decentralized nature \u2013 XRP cannot be frozen, and it\u2019s not subject to jurisdictional control.<\/p>\n

Meanwhile, Brad Garlinghouse continues to stand firm. In a January 2025 interview with Citizens Bank, he explained that RLUSD is simply fiat on-chain. XRP, on the other hand, remains essential as a neutral, fast, and borderless bridge currency on the XRPL\u2019s decentralized exchange.<\/p>\n

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Never Miss a Beat in the Crypto World!<\/h5>\n

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.<\/p>\n<\/div>\n

So, where does this leave us? For now, both tokens are balanced in their weightage. Whether that balance holds through 2025 remains to be seen.<\/strong><\/p>\n

FAQs<\/h2>\n
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What is RLUSD and how does it differ from XRP?<\/strong><\/strong><\/p>\n

RLUSD is Ripple\u2019s USD-pegged stablecoin, while XRP is a volatile crypto used for fast, decentralized transactions on the XRPL.<\/p>\n<\/div>\n

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Why is Ripple using RLUSD for payments now?<\/strong><\/strong><\/p>\n

Ripple uses RLUSD to reduce volatility in institutional transactions and offer a stable fiat alternative on-chain.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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We’d Love to Hear Your Thoughts on This Article!<\/h2>\n
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\n Andrea<\/p>\n","protected":false},"excerpt":{"rendered":"

Ripple\u2019s new stablecoin RLUSD is quickly gaining ground and it\u2019s stirring up serious questions about XRP\u2019s future role in the ecosystem. While Ripple maintains that both assets serve different purposes, some analysts aren\u2019t convinced. Is RLUSD just a helpful addition, or is it quietly edging XRP out of the spotlight? Let\u2019s unpack what\u2019s going on.<\/p>\n","protected":false},"author":1,"featured_media":846954,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24707,140013],"tags":[],"class_list":{"0":"post-846953","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-replacing","8":"category-rlusd"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/846953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/comments?post=846953"}],"version-history":[{"count":0,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/846953\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media\/846954"}],"wp:attachment":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media?parent=846953"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/categories?post=846953"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/tags?post=846953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}