{"id":819029,"date":"2025-01-11T10:12:08","date_gmt":"2025-01-11T16:12:08","guid":{"rendered":"https:\/\/newsycanuse.com\/index.php\/2025\/01\/11\/millions-of-australians-have-just-days-to-claim-up-to-1750-in-health-insurance-extras-before-new-year-reset\/"},"modified":"2025-01-11T10:12:08","modified_gmt":"2025-01-11T16:12:08","slug":"millions-of-australians-have-just-days-to-claim-up-to-1750-in-health-insurance-extras-before-new-year-reset","status":"publish","type":"post","link":"https:\/\/newsycanuse.com\/index.php\/2025\/01\/11\/millions-of-australians-have-just-days-to-claim-up-to-1750-in-health-insurance-extras-before-new-year-reset\/","title":{"rendered":"Millions of Australians have just days to claim up to $1750 in health insurance extras before New Year \u2018reset\u2019"},"content":{"rendered":"
\n

Australians are running the risk of leaving thousands of dollars on the table in the form of unclaimed private health insurance extras, which are set to expire at the start of the new year.<\/p>\n

Most insurers reset their benefits on January 1, with new research from comparative site iSelect<\/a> finding that 86 per cent of Australians do not use all their extras.<\/p>\n

One in five had not used any extras, and 12 per cent were unsure if they\u2019ve used them or not.<\/p>\n

Know the news with the 7NEWS app: Download today \"Download<\/a><\/span><\/p>\n

Retirees were found to have had the highest rate of under-use, with 91 per cent saying they were either unsure or they had not used any or all of their extras.<\/p>\n

The data was drawn from a commissioned survey of 1003 Australians.<\/p>\n

\"Australians<\/picture>
Australians are running the risk of leaving thousands of dollars on the table in the form of unclaimed private health insurance extras.<\/span> Credit: Asadnz\/<\/span>Getty Images\/iStockphoto<\/span><\/span><\/figcaption><\/figure>\n

\u201cMost \u2014 but not all \u2014 private health insurers reset their extras limits on January 1 each year and many Aussie families could potentially be missing out on hundreds or thousands of dollars a year in unused extras benefits,\u201d iSelect general manager of Health Insurance Andres Gutierrez said.<\/p>\n

\u201cWith some of our most popular extras policies including around $1750 in extras benefits, it\u2019s likely many policyholders could have a thousand dollars or more in unused extras benefits that they are set to lose come December 31.<\/p>\n

\u201cOf course, some extras policies have much higher limits, with these policyholders potentially having several thousands of dollars or more in unused extras benefits.<\/p>\n

\u201cWith the New Year fast approaching, now is the time to make sure you\u2019ve gotten maximum value out of your extras policy over the past 12 months.<\/p>\n

\u201cCheck your claims history to see what you\u2019ve already claimed, and how much you still have available.<\/p>\n

\u201cWith most funds, you can check your claims history easily, either through an app or via an online portal. Otherwise, give your fund a call and they\u2019ll be able to provide you with a 2024 claims history.<\/p>\n

\u201cIf you still have benefits available, make the most of them.\u201d<\/p>\n

\"Physiotherapy<\/picture>
Physiotherapy is among several extras that could be claimed on health insurance.<\/span> Credit: LSOphoto\/<\/span>Getty Images<\/span><\/span><\/figcaption><\/figure>\n

Compare the Market\u2019s Chris Ford<\/a> said millions of Australians could be throwing away their hard-earned money.<\/p>\n

\u201cFor some health insurers \u2014 including AIA, Australian Unity, Bupa, Frank, GMHBA, HCF, HIF, NIB, Qantas, see-u, Union Health and Westfund \u2014 the reset occurs at the end of each calendar year,\u201d Ford said.<\/p>\n

\u201cIf you hold an extras policy or combined extras and hospital health insurance policy with one of these insurers, now\u2019s the time to book in that dental clean, secure your physiotherapy appointment or lock in your final appointments to squeeze as much from your extras policy as you can.\u201d<\/p>\n

Compare the Market said that, among others, services including general dental, major dental, orthodontic, optical and physiotherapy could be claimed.<\/p>\n

\u201cThe last thing we want to see is people leave things to the last minute and miss out on claiming anything they\u2019re entitled to,\u201d Ford said.<\/p>\n

\u201cSome health professionals do close their practices over the holiday period or work to different hours. You may also find it harder to book an appointment with an influx of people trying to get in before Christmas.\u201d<\/p>\n<\/div>\n

Read More<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Australians are running the risk of leaving thousands of dollars on the table in the form of unclaimed private health insurance extras, which are set to expire at the start of the new year. Most insurers reset their benefits on January 1, with new research from comparative site iSelect finding that 86 per cent of<\/p>\n","protected":false},"author":1,"featured_media":819030,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30972,4906],"tags":[43384,5874],"class_list":["post-819029","post","type-post","status-publish","format-standard","has-post-thumbnail","category-australians","category-millions","tag-australians","tag-millions"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/819029","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/comments?post=819029"}],"version-history":[{"count":0,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/posts\/819029\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media\/819030"}],"wp:attachment":[{"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/media?parent=819029"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/categories?post=819029"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsycanuse.com\/index.php\/wp-json\/wp\/v2\/tags?post=819029"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}