- Ripple CEO predicts crypto will hit new all-time highs by 2026 with clearer rules.
- XRP saw an 8-10% jump after the SEC dropped its appeal in March 2025.
- Ripple’s business expands as the company targets institutional investors.
- Ripple’s $1.25 billion acquisition of Hidden Road aims to boost institutional access.
Ripple CEO Brad Garlinghouse recently shared an optimistic outlook for the cryptocurrency market, forecasting that it will reach new all-time highs by 2026. His comments focus on the growing clarity in regulatory frameworks and increased institutional participation, which he believes will drive significant market growth.
Although Garlinghouse did not specify a timeline for XRP’s price movement, his broader prediction hinges on regulatory developments and deeper institutional involvement.
LATEST: ⚡ Ripple CEO Brad Garlinghouse told CNBC he is very bullish on 2026 and predicts the crypto market will see a new all-time high this year. pic.twitter.com/1ArRTuwviB
— CoinMarketCap (@CoinMarketCap) January 23, 2026
The future of crypto seems more promising as the U.S. Securities and Exchange Commission (SEC) steps back from its aggressive enforcement stance, allowing major players to return to the market. Ripple’s own legal battle with the SEC, which has lingered for years, played a crucial role in this shift. Legal clarity, Garlinghouse believes, is essential for ensuring a safer environment for investment, thus enabling new all-time highs.
Legal Clarity and Its Impact on XRP
XRP’s price has historically been tied to news related to its legal situation, especially concerning the SEC’s case against Ripple. After the SEC confirmed in March 2025 that it would drop its appeal, XRP saw an immediate spike of 8-10%.
Traders responded positively to the news, pricing in the legal clarity that could lead to U.S. exchanges and funds re-engaging with the token.
The legal resolution was a turning point for Ripple and XRP, as it removed significant barriers for institutional investors. With the legal uncertainty cleared, the chances of XRP being listed on U.S. exchanges again have increased. Analysts now consider a potential XRP ETF as a more realistic option, as the security question that has long surrounded the token is now resolved.
Ripple’s Strategic Expansion
Beyond market predictions, Ripple has been taking steps to support its long-term vision. In a strategic move, Ripple announced the acquisition of Hidden Road, a prime broker, for $1.25 billion.
This acquisition allows Ripple to connect its XRP Ledger with prime brokers, which primarily serve hedge funds and large financial institutions. By targeting this market, Ripple is positioning itself for institutional growth rather than relying solely on retail investors.
Garlinghouse emphasized that this expansion aligns with his bullish outlook for the crypto market. The move signals Ripple’s commitment to fostering deeper institutional involvement, which could serve as a foundation for future market growth. Ripple’s focus on these bigger players demonstrates that the company is looking beyond short-term volatility and is investing in long-term solutions.
The Market’s Response to Regulatory News
XRP’s price movements underscore how sensitive the crypto market is to regulatory news. Legal updates about XRP have historically caused sharp price swings. For instance, when the SEC backed off or delayed its decisions, XRP saw notable gains. However, market uncertainty still exists, especially when global economic factors or macroeconomic shocks cause risk-off sentiment.
Ripple’s increasing emphasis on institutional access, including its acquisition of Hidden Road, suggests that the company is preparing for a more stable and mature market. The ongoing regulatory clarity, combined with Ripple’s strategic acquisitions, is helping to bolster confidence in the broader crypto market. As Garlinghouse’s vision continues to take shape, XRP and other cryptocurrencies could see long-term growth fueled by both regulatory clarity and institutional interest.
Kelvin Munene is a crypto and finance journalist with over 5 years of experience in market analysis and expert commentary. He holds a Bachelor’s degree in Journalism and Actuarial Science from Mount Kenya University and is known for meticulous research in cryptocurrency, blockchain, and financial markets. His work has been featured in top publications including Coingape, Cryptobasic, MetaNews, Coinedition, and Analytics Insight. Kelvin specializes in uncovering emerging crypto trends and delivering data-driven analyses to help readers make informed decisions. Outside of work, he enjoys chess, traveling, and exploring new adventures.
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Kelvin Munene